Terms of Service

1. Who we are

Orbit Finance is published and sold by Mushnor Heritage Resources (Registration No. 201803323851 (002884313-T)), No 2-12-13A, Solaria Residences, Medan Rajawali, Sungai Ara, 11900 Bayan Lepas, Pulau Pinang(“we”, “us”, the “vendor”). “You” means the person or business that buys or uses a license. For any questions about these terms, contact support@builtbypali.com.

2. The license grant

When your payment is verified, we grant you a lifetime, one-time, per-app license to install and use Orbit Financefor your own business bookkeeping. “Lifetime” means the license does not expire for the app version family you purchased and includes the free updates we publish for that app. The license is a right to use the software — it is not a sale of the software itself, which remains our property (see clause 6).

The current license is priced at RM 100.00, paid once, for one app, and works across macOS, Windows, Android.

3. License terms (honor system)

Orbit Finance is local-first and runs fully offline, so these terms are not enforced by a server — we rely on your good faith to honor them:

• One user. A license is for a single user.
• Up to two devices. You may install and use it on up to two devices that you own or control.
• Tied to your email. Your license key is issued against the email you provide at purchase.
• Non-transferable. You may not sell, sublicense, rent, lend, or otherwise transfer your license or key to another person or business. Sharing your key publicly is not permitted.

If you need more users, more devices, or a transfer (for example, a change of business owner), email support@builtbypali.com and we will help where we reasonably can.

4. Acceptable use

You agree not to:

• Copy, modify, reverse-engineer, decompile, or attempt to extract the source code of the software, except to the extent Malaysian law expressly permits;
• Circumvent or remove license, security, or attribution mechanisms;
• Use the software to break the law, including for fraud, money laundering, or tax evasion;
• Resell, redistribute, or offer the software as a service to third parties;
• Use the software in any way that could damage, disable, or impair it or others’ use of it.

You are responsible for the accuracy and lawfulness of the data you enter and the records you keep.

5. Subscriptions (sync & AI) — separate terms

The lifetime license above is a one-time purchase. Optional add-ons — encrypted sync across your devices and apps and the AI assistant — are sold as a separate recurring subscription. These subscription terms apply only if you choose to subscribe:

• Auto-renew. Subscriptions are billed monthly and renew automatically each month until you cancel.
• Cancellation. You can cancel anytime; your subscription stays active until the end of the current paid month and is not renewed after that.
• No partial-month refund. We do not refund the unused part of a month (see the Refund Policy).
• Price changes. We may change subscription pricing with reasonable prior notice; changes take effect on your next renewal.
• Effect on your data. Cancelling a subscription stops sync and AI features. Your lifetime license and the data already on your device are not affected — the app keeps working offline.

6. Intellectual property

All rights, title, and interest in the Orbit Finance software, its name, logo, design, and documentation belong to us and our licensors. Nothing in these terms transfers ownership of the software to you. Your business and financial data, however, is and remains yours — we make no claim over it (see the Privacy Policy).

7. Disclaimer of warranties

Orbit Finance is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the software will be error-free, uninterrupted, or that it will meet every regulatory or tax requirement for your business. Orbit Finance is a bookkeeping tool, not accounting, tax, or legal advice. You are responsible for verifying your records and for consulting a qualified accountant or advisor where needed.

8. Limitation of liability

To the maximum extent permitted by Malaysian law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising from your use of or inability to use the software. Our total aggregate liability to you for any claim relating to the software or these terms is limited to the amount you actually paid us for the license or subscription in the twelve (12) months before the claim arose. Nothing in these terms excludes liability that cannot be excluded under Malaysian law.

9. Termination

These terms apply for as long as you use the software. We may suspend or terminate your license if you materially breach these terms (for example, by reselling your key or using the software unlawfully). On termination you must stop using the software. Because the app is local-first, your data on your device remains under your control.

10. Governing law

These terms are governed by the laws of Malaysia, and you submit to the exclusive jurisdiction of the courts of Malaysia for any dispute arising out of or relating to them.

11. Changes to these terms

We may update these terms from time to time. The “Last updated” date above shows the current version. Material changes will be reflected on this page; continuing to use the software after a change means you accept the updated terms.

12. Contact

Questions about these terms? Email support@builtbypali.com.